HDFC ERGO Basic Insurance coverage at the moment introduced the launch of Optima Safe, a brand new indemnity medical insurance product that seeks to redefine the worth clients can get from their insurance coverage plan. Optima Safe has Safe, Plus, Defend, and Restore advantages built-in that mix seamlessly to supply clients as much as 4 instances their sum insured at no further cost whereas guaranteeing protection for listed non-medical bills, HDFC ERGO mentioned in an announcement.
HDFC ERGO mentioned Optima Safe coverage presents 4 distinct options:
- Safe Profit: It doubles the insurance coverage cowl immediately and routinely on buy of the coverage
- Plus profit: It will increase the bottom protection routinely by 50 % after 1 yr and to 100 per cent after 2 years, even when there’s a declare
- Restore Profit: Should you run out of protection, the coverage will restore your base protection up-to 100 per cent.
- Defend profit: It ensures Zero deduction on consumables and listed non-medical bills
Optima Safe coverage additionally presents clients reductions of as much as 50 per cent, ought to they select to pay a small quantity from their very own pocket within the occasion of a declare.
Commenting on the brand new coverage, Ritesh Kumar, MD & CEO, HDFC ERGO Basic Insurance coverage Firm mentioned, “Optima Safe will redefine the worth clients can get from their medical insurance plan. At HDFC ERGO, we are going to proceed to innovate and produce breakthrough merchandise, backed by forefront know-how, to the market throughout all our companies. Our revolutionary merchandise, cutting-edge know-how and our monetary energy imply that our clients can belief us to be there after they have a declare.”
Ravi Vishwanath, President – Accident & Well being Enterprise, HDFC ERGO Basic Insurance coverage Firm, mentioned, “We listened to our clients and have developed a product that protects towards rising healthcare prices, is straightforward to grasp, and presents super worth. The Safe, Plus, Defend, and Restore advantages work collectively to offer clients 4 instances the protection.”
“The product presents broad protection from 5 Lacs to 2 Crore. With the worth purchase possibility, clients can get greater than a 50% low cost. They will entry cashless providers at almost 10,000 hospitals throughout the nation. In Optima Safe, there’s a protection stage and premium stage obtainable that’s proper for each particular person and household.”